Waking up in the middle of the night to a flooded home caused by a broken pipe or a sudden leak caused by heavy rains is every homeowner’s worst nightmare. This kind of water damage is more than just a mild annoyance. It can cause serious structural damage to your property. From ruined furniture and electronics to an increased risk of mold, addressing water damage promptly is vital to your family’s health and safety.
Filing water damage claims in Florida should be fairly simple. After all, as a peninsula in the subtropics, we face an increased risk of water damage to our cars, homes, and commercial properties. Even so, many insurance policies contain gaps when it comes to coverage for water damage. For example, despite Florida’s frequent hurricane activity, water damage caused by severe storms is not covered under most standard policies. Why is that?
Insurance companies are a business at the end of the day. Their primary concern isn’t helping you get back to life as usual; it’s turning a profit. As such, denying water damage claims in Florida allows them to keep more money in their pockets, even if it is at your detriment. This approach to business is not fair to claimants, and often leaves them in a difficult position: unable to afford the necessary repairs on their own and with no assistance despite paying their premiums.
If you’ve experienced water damage to your home or property, don’t panic. Ameriloss is here to help.
Filing Water Damage Claims in Florida with Ameriloss
Most people carry insurance with the assumption that, should they need to file a claim, it will be simple, straight-forward, and easy to result. Often, this is not the case. Insurance companies seem to drag their feet when it comes to assessing your claim and giving you the compensation you deserve. Their claims adjusters are tasked with valuing your claimed loss as low as possible, or denying it when possible. At the end of the day, they work for the insurance provider, not you, which can leave you with excess debt despite being covered.
With Ameriloss public claims adjusters, you can fight back against unfair insurance practices. Because we understand the insurance industry inside and out, we can help you navigate the tricky process of filing a claim. Our team of experts can ensure your initial claim or supplement is filed correctly, as well as assess the value of your claim. Armed with this information, you can make an informed decision when it comes to accepting an insurer’s payout offer or seeking further money. If necessary, our public claims adjusters can also help support your case should it become necessary to go to the courts.
Unlike the claim adjusters working for your insurance company, Ameriloss keeps you and your family as our first priority. We are thorough, taking all contributing factors in your case in consideration when assessing its value. From repair costs to lost profit, we include all applicable losses in your water damage claims in Florida.